{"id":676,"date":"2026-06-24T08:19:24","date_gmt":"2026-06-24T08:19:24","guid":{"rendered":"https:\/\/tazanews.in\/?p=676"},"modified":"2026-08-18T13:32:49","modified_gmt":"2026-08-18T08:02:49","slug":"personal-loan-with-low-cibil-score-in-2026","status":"publish","type":"post","link":"https:\/\/tazanews.in\/hi\/personal-loan-with-low-cibil-score-in-2026\/","title":{"rendered":"How to Get a Personal Loan with Low CIBIL Score in 2026: The Key Tips That You Shouldn\u2019t Miss"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Do you want to know how to get a <strong>personal loan with low cibil score <\/strong>in 2026? Don\u2019t worry; you are not alone with this kind of thought process. There are many more people with the same question in mind. Apart from this question, people also think a lot about <a href=\"https:\/\/tazanews.in\/how-to-improve-cibil-score-fast-in-2026\/\"><strong>How to Improve CIBIL Score Speedily in 2026<\/strong><\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Getting a personal loan in India can feel really difficult if your CIBIL score is low. Most banks prefer borrowers who have a <a href=\"https:\/\/www.cibil.com\/\" target=\"_blank\" rel=\"noopener\">CIBIL score<\/a> above 750. But what if your cibil-score is underneath that? Does it mean that you can\u2019t get a personal loan? In 2026, financial institutions have become more flexible. By using the right strategy, you can easily get a <strong>personal loan with low CIBIL score<\/strong> in 2026. Here you will understand the key tips on how to get a personal loan with low cibil score in 2026. So, check out all the details without any further delay.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_87_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/tazanews.in\/hi\/personal-loan-with-low-cibil-score-in-2026\/#What_is_considered_a_Low_CIBIL_Score\" >What is considered a Low CIBIL Score?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/tazanews.in\/hi\/personal-loan-with-low-cibil-score-in-2026\/#How_to_Get_a_Personal_Loan_with_Low_CIBIL_Score_Best_Ways_to_Get_Approved_in_2026\" >How to Get a Personal Loan with Low CIBIL Score: Best Ways to Get Approved in 2026<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/tazanews.in\/hi\/personal-loan-with-low-cibil-score-in-2026\/#Which_Banks_Provide_Loans_with_Low_CIBIL_Scores\" >Which Banks Provide Loans with Low CIBIL Scores?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/tazanews.in\/hi\/personal-loan-with-low-cibil-score-in-2026\/#What_Interest_Rates_To_Expect_for_a_Personal_Loan_with_Low_CIBIL_Score\" >What Interest Rates To Expect for a Personal Loan with Low CIBIL Score?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/tazanews.in\/hi\/personal-loan-with-low-cibil-score-in-2026\/#Common_Mistakes_to_Avoid_in_Case_of_a_Personal_Loan_with_Low_CIBIL_Score\" >Common Mistakes to Avoid in Case of a Personal Loan with Low CIBIL Score<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/tazanews.in\/hi\/personal-loan-with-low-cibil-score-in-2026\/#Smart_Tips_to_Improve_Approval_Chances_for_a_Personal_Loan_with_Low_CIBIL_Score\" >Smart Tips to Improve Approval Chances for a Personal Loan with Low CIBIL Score<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/tazanews.in\/hi\/personal-loan-with-low-cibil-score-in-2026\/#Alternative_Options_if_the_Loan_Gets_Rejected\" >Alternative Options if the Loan Gets Rejected<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/tazanews.in\/hi\/personal-loan-with-low-cibil-score-in-2026\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/tazanews.in\/hi\/personal-loan-with-low-cibil-score-in-2026\/#FAQs\" >FAQs<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/tazanews.in\/hi\/personal-loan-with-low-cibil-score-in-2026\/#Can_I_obtain_a_personal_loan_with_low_cibil_score\" >Can I obtain a personal loan with low cibil score?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/tazanews.in\/hi\/personal-loan-with-low-cibil-score-in-2026\/#Can_adding_a_guarantor_help_me_to_get_a_personal_loan_with_low_cibil_score\" >Can adding a guarantor help me to get a personal loan with low cibil score?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/tazanews.in\/hi\/personal-loan-with-low-cibil-score-in-2026\/#Is_it_safe_to_take_loans_from_loan_apps\" >Is it safe to take loans from loan apps?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/tazanews.in\/hi\/personal-loan-with-low-cibil-score-in-2026\/#Can_I_improve_my_CIBIL_score_after_loan_approval\" >Can I improve my CIBIL score after loan approval?<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_considered_a_Low_CIBIL_Score\"><\/span><span id=\"bppb-heading-anchor-0\"><\/span><strong>What is considered a Low CIBIL Score?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"640\" src=\"https:\/\/tazanews.in\/wp-content\/uploads\/2026\/06\/personal-loan-with-low-cibil-score-2026-1024x640.jpg\" alt=\"personal loan with low cibil score in 2026\" class=\"wp-image-678\" srcset=\"https:\/\/tazanews.in\/wp-content\/uploads\/2026\/06\/personal-loan-with-low-cibil-score-2026-1024x640.jpg 1024w, https:\/\/tazanews.in\/wp-content\/uploads\/2026\/06\/personal-loan-with-low-cibil-score-2026-300x188.jpg 300w, https:\/\/tazanews.in\/wp-content\/uploads\/2026\/06\/personal-loan-with-low-cibil-score-2026-768x480.jpg 768w, https:\/\/tazanews.in\/wp-content\/uploads\/2026\/06\/personal-loan-with-low-cibil-score-2026.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A CIBIL score basically ranges from 300 to 900. Here\u2019s how the lenders evaluate it:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Score<\/strong><\/td><td><strong>Evaluation<\/strong><\/td><\/tr><tr><td>750+<\/td><td>Excellent<\/td><\/tr><tr><td>700 to 749<\/td><td>Good<\/td><\/tr><tr><td>650 to 699<\/td><td>Average<\/td><\/tr><tr><td>Below 650<\/td><td>Low<br><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">So, if your cibil score is below 650, then lenders see you as a risky borrower. But that doesn\u2019t mean rejection\/refusal is guaranteed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Also Read: <\/strong><a href=\"https:\/\/tazanews.in\/cbse-class-12th-re-evaluation-result-2026\/\"><strong>CBSE 12<sup>th<\/sup> Revaluation Result 2026<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Get_a_Personal_Loan_with_Low_CIBIL_Score_Best_Ways_to_Get_Approved_in_2026\"><\/span><span id=\"bppb-heading-anchor-1\"><\/span><strong>How to Get a Personal Loan with Low CIBIL Score: Best Ways to Get Approved in 2026<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"640\" src=\"https:\/\/tazanews.in\/wp-content\/uploads\/2026\/06\/loan-with-low-cibil-score-2026-1024x640.jpg\" alt=\"personal loan with low cibil score\" class=\"wp-image-679\" srcset=\"https:\/\/tazanews.in\/wp-content\/uploads\/2026\/06\/loan-with-low-cibil-score-2026-1024x640.jpg 1024w, https:\/\/tazanews.in\/wp-content\/uploads\/2026\/06\/loan-with-low-cibil-score-2026-300x188.jpg 300w, https:\/\/tazanews.in\/wp-content\/uploads\/2026\/06\/loan-with-low-cibil-score-2026-768x480.jpg 768w, https:\/\/tazanews.in\/wp-content\/uploads\/2026\/06\/loan-with-low-cibil-score-2026.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you want to know how to get a personal loan with low cibil score in 2026, then follow these tips:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1. Instead of Banks, Apply to NBFCs and Fintech Platforms<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Non-Banking financial companies and Fintech Platforms are much more flexible than traditional banks. They often approve a personal loan with a low CIBIL score if your income is stable.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2. Show Strong Income Proof<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you have a steady and strong income, then it can improve your chances of getting a personal loan even with a low cibil score. Your ITR, bank statements, and last 3 to 6 months\u2019 salary slips can act as proof for the lender. Also, make sure your FOIR (fixed-obligation-to-income ratio) is low.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>3. Try to Apply for a Lower Loan Amount<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The smaller the loan, the higher will be the chances of approval. Hence, if you have a low cibil score, then try to take a small loan first. Build your repayment history, and it will surely improve your cibil score in the near future.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>4. Add a Guarantor or Co-Applicant<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you add a guarantor or co-applicant for the loan, who has a good <a href=\"https:\/\/www.cibil.com\/faq\/free-cibil-score-and-report\" target=\"_blank\" rel=\"noopener\">CIBIL score<\/a>, then it will significantly improve the chances of getting loan approval.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>6. Choose a Short Tenure<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Many times, it is seen that lenders consider short-term loans as less risky. Thus, if you want to obtain a personal loan with low cibil score<strong>, <\/strong>then choose a shorter tenure. It will help you get fast approval.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>7. Use Pre-Approved Offers<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You should always check the offers from your bank or apps where you already have accounts. Sometimes, there are really good offers for personal loans, and these often require less strict credit checks.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Also Read: <\/strong><a href=\"https:\/\/tazanews.in\/iit-admission-process-2026\/\"><strong>IIT Admission Criteria 2026<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Which_Banks_Provide_Loans_with_Low_CIBIL_Scores\"><\/span><strong>Which Banks Provide Loans with Low CIBIL Scores?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Most of the banks are strict when it comes to providing a personal loan with a low cibil score. Some of the institutions that you can approach are as follows:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Banks<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>HDFC Bank \u2013 Loan approval will vary on case to case basis.<\/li>\n\n\n\n<li>ICICI Bank \u2013 Pre-approved customers get loans smoothly.<\/li>\n\n\n\n<li>Axis Bank \u2013This bank most checks for salary-based approvals.<\/li>\n\n\n\n<li>IDFC Bank \u2013 Known for helping applicants with lower credit histories. The repayment terms are also very flexible.<\/li>\n\n\n\n<li>YES Bank \u2013 If you have a stable job plus a low debt-to-income ratio, then you can think of getting a personal loan from this bank.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>NBFCs and Fintech Platforms:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bajaj Finserv<\/li>\n\n\n\n<li>Tata Capital<\/li>\n\n\n\n<li>MoneyTap<\/li>\n\n\n\n<li>KreditBee<\/li>\n\n\n\n<li>PaySense<\/li>\n\n\n\n<li>CASHe<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">These lenders are more likely to offer a personal loan with a low cibil score, though the interest rates may be higher.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Also Read: <\/strong><a href=\"https:\/\/tazanews.in\/redmi-turbo-5-price-in-india\/\"><strong>Redmi Turbo 5 India Price<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Interest_Rates_To_Expect_for_a_Personal_Loan_with_Low_CIBIL_Score\"><\/span><strong>What Interest Rates To Expect for a Personal Loan with Low CIBIL Score?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If your cibil score is low, and you want a personal loan, then you need to be realistic about the interest rates. Banks may charge between 12% &#8211; 20%. NBFCs and Fintech Platforms may charge between 18% &#8211; 36%. Higher will be the risk involved, higher is going to be the rate of interest. So, always compare multiple platforms before applying.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Common_Mistakes_to_Avoid_in_Case_of_a_Personal_Loan_with_Low_CIBIL_Score\"><\/span><strong>Common Mistakes to Avoid in Case of a Personal Loan with Low CIBIL Score<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">When you are looking for a personal loan with low cibil score, then avoid these common mistakes:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Applying to too many lenders at once will further reduce your score.<\/li>\n\n\n\n<li>Always check errors in your <a href=\"https:\/\/www.cibil.com\/freecibilscore\" target=\"_blank\" rel=\"noopener\">CIBIL report<\/a> before applying<\/li>\n\n\n\n<li>Don\u2019t rush to get a personal loan. Compare all the offers and then take the loan.<\/li>\n\n\n\n<li>If your loan gets approved, don\u2019t miss the payments. It will damage your cibil score further.<\/li>\n\n\n\n<li>Don\u2019t acquire a loan that you can\u2019t repay. Only borrow that sum of money which you can comfortably repay.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Smart_Tips_to_Improve_Approval_Chances_for_a_Personal_Loan_with_Low_CIBIL_Score\"><\/span><strong>Smart Tips to Improve Approval Chances for a Personal Loan with Low CIBIL Score<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pay all the EMIs on time.<\/li>\n\n\n\n<li>Clear small outstanding debts.<\/li>\n\n\n\n<li>Be responsible while using a credit card.<\/li>\n\n\n\n<li>Maintain low credit utilization (below 30 percent).<\/li>\n\n\n\n<li>Build a positive repayment history.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Even small improvements can help you get a personal loan with low cibil score<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Alternative_Options_if_the_Loan_Gets_Rejected\"><\/span><span id=\"bppb-heading-anchor-1\"><\/span><strong>Alternative Options if the Loan Gets Rejected<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If your personal loan application still gets rejected after all the efforts, then try these tips:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You can apply for a loan against the gold that you have. It usually gets quick approval.<\/li>\n\n\n\n<li>Try a loan against an FD.<\/li>\n\n\n\n<li>You can think about borrowing money from cooperative banks.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Try to get an advance salary from the employer.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Also Read: <\/strong><a href=\"https:\/\/tazanews.in\/vivo-t5-5g-launch-date-in-india\/\"><strong>Vivo T5 5G<\/strong><\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><span id=\"bppb-heading-anchor-2\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Getting a <strong>personal loan with low cibil score in 2026<\/strong> is definitely possible if you are using the right approach. Focus on improving your overall financial profile, choose the correct lender, and borrow responsibly. Don\u2019t just focus on getting the loan, but try to build a strong financial profile so that it helps incredibly in the future.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span><span id=\"bppb-heading-anchor-3\"><\/span><strong>FAQs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_I_obtain_a_personal_loan_with_low_cibil_score\"><\/span><strong>Can I obtain a personal loan with low cibil score?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Yes, you can obtain a personal loan with low cibil score<strong>. <\/strong>Try to approach NBFCs and Fintech lenders. They may give you the loan, but the interest rates will be high.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_adding_a_guarantor_help_me_to_get_a_personal_loan_with_low_cibil_score\"><\/span><span id=\"bppb-heading-anchor-9\"><\/span>Can adding a guarantor help me to get a personal loan with low cibil score?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Yes, adding a guarantor can help you to get a personal loan with low cibil score<strong>.<\/strong><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Is_it_safe_to_take_loans_from_loan_apps\"><\/span><span id=\"bppb-heading-anchor-10\"><\/span><strong>Is it safe to take loans from loan apps?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Not all apps are safe. Use only the RBI-registered apps and trusted platforms.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_I_improve_my_CIBIL_score_after_loan_approval\"><\/span><span id=\"bppb-heading-anchor-6\"><\/span>Can I improve my CIBIL score after loan approval? <span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Yes, if you pay on time, then it will increase your CIBIL score within a few months<\/p>\n\n\n\r\n<div class=\"align wp-block-table-of-content-block-table-of-content\" id='tbcnbBlock-1' data-attributes='{&quot;header&quot;:{&quot;bgColor&quot;:&quot;rgba(247, 164, 9, 1)&quot;,&quot;textColor&quot;:&quot;#444&quot;,&quot;iconColor&quot;:&quot;#000&quot;,&quot;separatorWidth&quot;:1,&quot;separatorColor&quot;:&quot;#ccc&quot;},&quot;headings&quot;:[{&quot;contents&quot;:&quot;What is considered a Low CIBIL 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